:root{--navy:#0d2b45;--navy2:#164a70;--teal:#087d73;--mint:#e8f5f2;--bg:#f7fafc;--white:#fff;--text:#17324d;--muted:#6a8198;--line:#d9e4ec;--amber:#fff3c7;--radius:20px;--shadow:0 18px 50px rgba(13,43,69,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial;background:var(--bg);color:var(--text)}a{text-decoration:none;color:inherit}button,input,select{font:inherit}
.topbar{height:76px;display:flex;align-items:center;gap:32px;max-width:1200px;margin:auto;padding:0 26px}.brand{font-size:27px;font-weight:900;color:var(--navy);letter-spacing:-1px}.brand span{color:var(--teal)}.brand.small{font-size:22px}.topbar nav{display:flex;gap:24px;margin-left:auto;color:#55728e;font-size:14px}.alpha{font-size:11px;background:var(--mint);color:var(--teal);font-weight:800;padding:8px 11px;border-radius:999px}
.hero{max-width:1030px;margin:80px auto 42px;padding:0 26px;text-align:center}.pill,.kicker{font-size:12px;font-weight:900;letter-spacing:.14em;color:var(--teal)}h1{font-size:70px;line-height:1.02;letter-spacing:-3.5px;margin:20px 0 22px;color:var(--navy)}h2{font-size:38px;line-height:1.12;letter-spacing:-1.4px;margin:8px 0 0;color:var(--navy)}h3{color:var(--navy);margin:10px 0 8px}.lead{max-width:790px;margin:auto;color:var(--muted);font-size:19px;line-height:1.65}
.searchbox{max-width:920px;margin:36px auto 0;background:white;border:1px solid var(--line);border-radius:18px;padding:8px;display:flex;box-shadow:var(--shadow)}.searchbox input{flex:1;min-width:0;border:0;outline:0;padding:17px;font-size:16px}.searchbox button{border:0;background:var(--navy2);color:#fff;padding:17px 24px;border-radius:13px;font-weight:800;cursor:pointer}.chips{display:flex;justify-content:center;gap:8px;align-items:center;flex-wrap:wrap;margin-top:16px;color:var(--muted);font-size:13px}.chips button{border:0;background:var(--mint);color:var(--teal);padding:8px 12px;border-radius:999px;font-weight:800;cursor:pointer}
.status-strip{max-width:1120px;margin:0 auto 82px;padding:0 26px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.status-strip div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;text-align:center}.status-strip b{display:block;color:var(--navy);font-size:14px}.status-strip span{color:var(--muted);font-size:12px}
.section{max-width:1200px;margin:0 auto 92px;padding:0 26px}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:26px}.section-head>p{max-width:520px;color:var(--muted);line-height:1.6;margin:0}.filters{display:flex;gap:8px}select{border:1px solid var(--line);background:#fff;padding:11px;border-radius:11px;color:var(--text)}.summary{font-size:13px;color:var(--muted);margin:-8px 0 16px}
.merchant-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column;min-height:250px}.card-head{display:flex;justify-content:space-between;gap:14px}.category{font-size:11px;letter-spacing:.09em;font-weight:900;color:var(--teal)}.tier{font-size:10px;background:var(--mint);color:var(--teal);padding:6px 8px;border-radius:999px;font-weight:900;height:max-content}.card h3{font-size:22px;margin-top:5px}.row{border-top:1px solid #edf2f6;padding-top:10px;margin-top:10px;display:flex;justify-content:space-between;gap:12px;font-size:12px;color:var(--muted)}.row b{color:var(--text);text-align:right}.pending{margin-top:auto;background:var(--amber);padding:10px;border-radius:10px;font-size:12px;color:#775f0b}.card-actions{display:flex;gap:8px;margin-top:10px}.card-actions a{flex:1;text-align:center;padding:11px;border-radius:10px;font-weight:800;font-size:12px}.details{background:var(--navy);color:#fff}.disabled{background:#e8eef3;color:#71879a;pointer-events:none}.empty{background:#fff;border:1px dashed var(--line);padding:28px;border-radius:16px;color:var(--muted);text-align:center}
.calculator{display:grid;grid-template-columns:1.15fr .85fr;gap:18px}.inputs{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}.inputs label{font-size:12px;color:var(--muted)}.inputs input{display:block;width:100%;margin-top:7px;border:1px solid var(--line);border-radius:10px;padding:13px;color:var(--text)}.calc-result{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;justify-content:center}.calc-result>span{color:#bcd0df;font-size:13px}.calc-result>strong{font-size:42px;margin:8px 0 18px}.calc-result div{display:flex;justify-content:space-between;border-top:1px solid #315771;padding:10px 0}.calc-result small{color:#a9c0d2;margin-top:12px;line-height:1.5}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.trust-grid article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}.trust-grid article>b{font-size:25px;color:var(--teal)}.trust-grid p{color:var(--muted);line-height:1.55}
.feedback{max-width:1150px;margin:0 auto 80px;padding:38px;border-radius:25px;background:var(--navy);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:35px}.feedback h2{color:#fff}.feedback p{color:#c3d3df;line-height:1.6}.kicker.light{color:#7ee2d7}.feedback>a{background:var(--teal);padding:15px 20px;border-radius:12px;font-weight:800;white-space:nowrap}
footer{max-width:1200px;margin:auto;padding:28px 26px 48px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:30px;color:var(--muted);font-size:13px}.footer-links{display:flex;gap:18px;flex-wrap:wrap}
.detail-wrap{max-width:900px;margin:60px auto;padding:0 24px}.back{color:var(--teal);font-weight:800;font-size:13px}.detail-card{margin-top:18px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px}.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}.detail-item{background:#f8fbfd;border:1px solid #e7eef3;border-radius:12px;padding:14px}.detail-item span{display:block;color:var(--muted);font-size:11px}.detail-item b{display:block;margin-top:5px}.checklist{margin-top:24px}.checklist li{margin:10px 0;color:var(--muted)}
@media(max-width:900px){.topbar nav{display:none}h1{font-size:50px}.status-strip,.merchant-grid{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:repeat(2,1fr)}.section-head{align-items:flex-start;flex-direction:column;gap:14px}.calculator{grid-template-columns:1fr}}
@media(max-width:620px){.topbar{padding:0 18px}.alpha{display:none}.hero{margin-top:48px;padding:0 18px}h1{font-size:42px;letter-spacing:-2px}.lead{font-size:17px}.searchbox{flex-direction:column}.searchbox button{width:100%}.status-strip,.merchant-grid,.trust-grid{grid-template-columns:1fr;padding-left:18px;padding-right:18px}.section{padding:0 18px;margin-bottom:68px}.filters{width:100%;flex-direction:column}.filters select{width:100%}.inputs{grid-template-columns:1fr}.feedback{margin:0 18px 60px;padding:27px;flex-direction:column;align-items:flex-start}footer{padding:26px 18px 40px;flex-direction:column}.detail-grid{grid-template-columns:1fr}}